SERVICES
These service descriptions provide an overview of the main insurance offerings provided by One Choice Insurance Brokers. Each coverage option addresses specific risks and needs faced by businesses and individuals, offering protection, financial security, and peace of mind in various aspects of their operations and personal lives.
General Liability Insurance
At One Choice Insurance Brokers, we understand the far-reaching implications of third-party claims on businesses. Our General Liability Insurance is designed to safeguard businesses from such liabilities. We help our clients navigate through these complexities, identify their specific risks and tailor coverage to meet those needs, ensuring comprehensive protection for potential financial losses from lawsuits, medical expenses, or property repairs.
Workers' Compensation Insurance
Workers' Compensation Insurance is more than just a policy to us—it's about ensuring a safe, secure workplace for employees and employers alike. We assist businesses in maintaining compliance with state laws, minimizing risks, and protecting both the company and its employees. Our policies cover medical expenses, rehabilitation costs, and lost wages for employees injured or becoming ill while performing their job duties.
Commercial Auto Insurance
We understand the significance of vehicles in your business operations. Our Commercial Auto Insurance is specifically designed to provide comprehensive protection for your company-owned vehicles. We draw from our wealth of experience with different types of commercial vehicles and businesses to help you protect your assets. Our coverage includes repair costs, medical expenses, liability claims, and even legal expenses in the event of an accident, theft, or vandalism involving business-owned vehicles.
Umbrella Insurance
We believe in providing that extra layer of security for businesses. Our Umbrella Insurance goes beyond the ordinary—offering broader coverage and higher policy limits to safeguard businesses from significant financial losses due to lawsuits or catastrophic events. We help clients understand the benefits of Umbrella Insurance and how it can provide an additional layer of security beyond standard policies.
Excess Insurance
Sometimes, businesses need that secondary layer of protection, and we’re here to provide that. Our Excess Insurance is a strategic solution that provides coverage beyond the limits of primary insurance policies. It serves as your safety net, covering excess losses that exceed the limits of primary coverage, thus enhancing the financial protection of your business.
Bonds
Trust and credibility are crucial for any business. We, at One Choice Insurance Brokers, offer various bonds to provide these guarantees and assurances to your clients and business partners. Our expertise in different types of bonds allows us to help you navigate this complex area smoothly, strengthening your business relations while ensuring compliance with legal and contractual obligations.
Life Insurance
Life Insurance is deeply personal and that’s exactly how we approach it. We’re committed to helping clients understand different life insurance options and selecting a policy that best meets their needs and those of their loved ones. Our policies provide financial protection to individuals and their families in the event of the insured person's death.
Annuities
Planning for a secure and financially stable retirement is essential. We offer a range of annuities that provide a steady income stream during retirement years. We guide clients through the different types of annuities, helping them to make the best choice for their personal circumstances and future financial stability.
Commercial Business and Contractors Insurance
Businesses in the construction industry face unique challenges and risks. Our Commercial Business and Contractors Insurance is designed to address these distinct needs. Our detailed understanding of the sector allows us to provide comprehensive coverage for construction companies, contractors, and subcontractors, protecting them from risks associated with construction projects, such as property damage, injuries, and legal liabilities.
